How to Change a Merchant Provider

If considering changing merchant providers, be sure to read about the impact and business ramifications for purchases done with the old provider that might need refunded un the future.
Before beginning this process, we suggest picking a time that will naturally limit any transactions that could be processed until the new Merchant account is in place. (i.e. earlier in the morning). A switchover can usually be done in 5 minutes or less.

If you wish, you can turn off web sales (only necessary for comfort).

The general steps covered below are:

  1. Preparing for the switchover to a new Merchant Account
  2. Switching Merchant Information in Theatre Manager
  3. Testing the merchant account
  4. Migrating Post Dated payments to your new merchant account
  5. Updating payment Ticket Face to print your New Merchant Account Information

Impact of Changing a Merchant Provider

Changing your Bank is not the same as changing your merchant provider. You can change either/or at any time. Refer to the basic definitions used the credit card industry for more information on roles and responsibilities of either.
You can change your merchant provider to any of the supported credit card processors at any time you want. But be very aware of the impact on future refunds as discussed below.

 

Advantages of Changing Merchant Provider and/or Processor

You may get various benefits such as:

  • more amenable rates
  • better service when you call them for help
  • more supported features such as hosted payments online or pin pads

 

Disadvantages of Changing Processors

There are disadvantages of changing service providers - most notably:

If you suspect you might have a significant number of refunds to do for upcoming shows that are or could be cancelled, you might want to:

  • hold off on changing your merchant provider until such a time you've got a low exposure on the need to do refunds -or-
  • Migrate to the new merchant account, while keeping the old one available/active for future box office returns for a period of time - say a few months, if that option is possible.

 

Why are refunds problematic during Merchant Changeover?

In recent years, merchant providers have instituted fraud policies that apply one or more of the following rules (Linked Refunds) that mean refunds

  • must within a certain number of days of authorization (normally 120, but can sometimes be extended)
  • to the same card that was used to purchase
  • with a token provided by the merchant provider (changing merchants nullifies the token)
  • up to the same amount on the original purchase
  • using the same order number
  • to the same merchant provider

The rules above are imposed by the credit card companies and they can change at any time. If you change a merchant provider, then at least 3 of the rules above are viiolated:

  • #3 (the token),
  • #5 (the same order number),
  • #6 different provider

The new merchant provider will not allow refunds for any charges done by the old merchant provider.

You may need to ask the new merchant provider to approve you for independent refunds - which they may charge more for, or may not give you that permission.

Note, that Independent refunds of a card used with a new merchant processor means you must ask the patron for their card number again. (linked refunds do not need you to get the card).

Alternatively, you many need to keep your old merchant provider setup available for a few months for refunds only - until your risk of needing to do a refund to the old provider is past.
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Step 1: Preparing for the switchover to a new Merchant Account

Make sure you have all the information from your merchant provider to enter into the fields on the merchant window. If you cannot complete this section, do not go on to the next section.
  1. Set up the information for your new merchant account.
    • Do not activate it yet -and-
    • Set the new merchant to emergency mode
  2. Set up NEW credit card payment methods for your NEW merchant accounts
    • You will need to go to the payment code table
    • Create card payment types for VISA, MCARD, AMEX etc that your new merchant provider accepts
    • Associate them with your new merchant provider created in step 1
    • You might also want to rename your old VISA, etc payment methods to 'VISA - old merchant provider' so that you know which is which at a glance

  3. Complete the End of Day Process for your current Merchant Provider.
  4. Immediately turn your existing merchant provider into emergency mode. This will allow:
    • Sales to continue while you complete the switchover
    • Cards entered while in emergency mode are not authorized, but will be moved to the new merchant provider as post dated payments (due today).
    • Those cards can then be authorized in next end of day against the new merchant account.
    • This allows you to maximize sales uptime and minimize web sales outage to minutes.
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Step 2: Switching Merchant Information in Theatre Manager

Once you have all the merchant information entered from the previous step:

  1. Goto Setup >> System Tables > Merchant Accounts to see the merchant account list. You should see both your current and your future merchant records.
  2. Open both your old merchant account and your new one.
  3. Select the Employee tab on both windows
    • Select and drag all employees from the old merchant account to the Employee tab of the new merchant account.
    • You will see that all employee names now appear on the new merchant. From this point in, those employees will use the new merchant account.
  4. On the NEW merchant account window:
    • Check the 'Active' flag in the new merchant account
    • Uncheck the emergency mode setting in the new merchant account
    • Close the new merchant account window
  5. On the OLD merchant account window:
    • Uncheck the Active box in the old merchant account window.
    • Close the old merchant account window
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Step 3: Testing the merchant account

Once the Merchant Account is updated in Theatre Manager and all Merchant Numbers have been updated. Employees will need to log out of Theatre Manager and back in for changes to take effect. Once logged back in, test the new merchant account from end to end by

  1. processing a test transaction to ensure the new merchant account processes cards correctly.
  2. Run an End of Day in Theatre Manager to ensure the transaction batches properly.
  3. Open your online merchant profile and see that the batch is there and closed, with the right amount

Once you are sure the transactions are processing correctly you can then start up the web sales again and employees can log back into the database.

When you make the changeover to the new merchant account, you must

RESTART your web listeners to ensure all web checkouts use the new merchant provider

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Step 4: Migrating Post Dated payments to your new merchant account

Many venues use post dated payments for donation, recurring donations. subscriptions and partial or progress payments for courses.

These credit card payments are linked to the payment method for the old merchant processor and need to be switched over to the new processor. To do so, repeat the following steps for each credit card type you now accept for your new merchant provider.

The transfer process only does one Credit Card type at a time in case you want to split merchant accounts. User it iteratively to transfer
  • VISA from old merchant to new merchant
  • AMEX from old merchant to new merchant
  • DISC from old merchant to new merchant
  • MCARD from old merchant to new merchant
  • etc.

  1. Go to Setup->System tables and find all your payment methods. You should see a list of your payments like below:
  2. Open one of the OLD credit card payment methods associated with the OLD merchant provider. It should look like the window below.
    • The Migrate Postdated button will be active.
    • Click on it and a list of merchant providers will appear.
    • Your new one should be visible
    • select it
  3. You will be asked to confirm that all post dated payments are to be moved to the new merchant provider. Confirm if you wish to continue. If you make a mistake, you can always reverse the process and move from the new merchant provider back to the old one.

  4. Make the payment method you just transferred the post dated payments from INACTIVE so that it can't be used again.
  5. Repeat the above steps for each of the other credit cards you are transferring to the new merchant account
NOTE: to help prevent possible mistakes transferring from the old merchant to the new, the NEW merhant account will only appear in the popup list if:
  • The new merchant account is active
  • The new merchant account is not in emergency mode
  • The same card type (eg VISA) exists for both old and new merchants.
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Step 5: Updating Payment Ticket Face to print your New Merchant Account Information

At the box office, if you print a receipt ticket face along with the tickets, you may need to change the merchant information on that ticket face. The ticket face likely uses data from the merchant account - yet it is wise to make sure the information is correct.

These days, most people do not print a credit card receipt, or they email tickets

  1. Goto Setup >> Ticket Faces
    This will open the Ticket Faces List window.
  2. Locate your Credit Card ticket Face
  3. Edit the ticket face
  4. Locate the line of code that displays your current merchant account number(s) (if they are hard coded on the ticket face). If the field is MM_MERCHANT_NUMBER, then no change is require to your ticket faces
  5. Edit the line of code to have your new merchant account information
  6. Click the Save button
  7. Click Save the toolbar
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